As well as in the last post, I want to draw your attention to information on another website.
This time to Sailing World. Rules expert Dick Rose is writing a series of articles on what to do if there's damage:
Go and have a look at: What to do when there's damage or injury.
I realise there is limited use outside the USA, but the principle should work all over the world.
I also tell sailors to protest if there's been damage and or injury, to get at least an appropriate list of facts found from the PC. Insurance companies - and even most courts - will mostly follow those in awarding costs.